What is a Payday Loan or Cash Advance?
A payday loan is an unsecured cash advance that you can use on a short term basis, until you get your next pay check. These loans are designed to get you what you need quickly, to take advantage of a special opportunity or to pay bills and avoid any late charges. Apply with Express loans quickly and easily and receive your money, sent to you bank savings or checking account.
How can I use the Payday Loan?
Use the money at your choice. You won’t be asked how you use the money. You may have come across a particularly good deal on something you need, or just pay regular bills to avoid any late fees.
How much can I receive?
You can borrow up to $1500 however, your first loan may be less depending on the information you submit. When successfully repaying the first loan, there may be an extra amount allowed the next time you apply.
What does it take to qualify?
You must be 18 years of age and must receive a regular income of $1000 per month or more. You need a savings or checking account where we can electronically send the money. It is easier to qualify for an unsecured Payday Loan than for other types of credit.
How do I apply?
Fill in the application form on this site, we will take it from there. The approval process begins immediately, or on Monday if applying on the week-end.
What information is needed on the application?
You will need to provide your name and address, employment information, bank account details, and picture identification in the payday loan application form.
Is my application and financial information secure?
This site uses several security methods to protect you. Your information is protect with a 128 bit Secure Socket Layer (SSL) encryption technology. Your personal information is respected and is safe with our processing system.
Is there an obligation if I apply?
There is no obligation if you apply with us. You may ask questions and still may decline the offer. If you are ready for your loan, you will be given the opportunity to confirm your request with one of our representatives.
What about credit?
We do not perform credit checks for these types of loans. This is an opportunity to establish or enhance your credit standing.
Do I need a fax machine?
You don't need to have a fax machine to be able to apply for a loan. The lending company will receive all of the necessary information instantly.
Direct Deposit
At this time it is necessary to have direct deposit with your bank. This is the most secure way to offer Payday loans.
When will I receive my payday loan?
It takes 30 minutes to process a loan. You will then receive your money the next day, subject to approval. Upon receiving the funds into your bank account, we will then help you to schedule repayment dates.
How do I know that my loan has been approved?
An email notification will be sent to you to let you know of the application status. Express may find it necessary to make adjustments to the loan amount and you will be informed with all the details.
